Indexed Universal Life may be appropriate for certain business owners and professionals with long-term planning goals and a need for life insurance protection.
IUL is a long-term commitment. Early withdrawals may result in surrender charges and may be taxable. Policy charges and performance can vary by insurance company and product design. A personalized illustration is necessary before making a decision.
Clients who need short-term liquidity, cannot commit to long-term premium funding, or do not need life insurance protection may be better served by other strategies. ASF Insurance Agency helps determine whether IUL is appropriate rather than assuming it fits every client.
Schedule a complimentary strategy session to discuss whether a properly structured IUL strategy may fit your goals.
